A strategic, innovative, and visionary digital leader experienced in digital banking and digital government with deep knowledge of setting up Digital Strategy, Channels, Open Banking, Open Finance, BaaS, Digital on-boarding, Family Banking, Metaverse, Digital Assets, and Innovation. When organizations are struggling to set and manage the digital transformation strategy and portfolio, Dr. Ahmed is the one to consult for outstanding results, proven by post-implementation benefits realization. He has led organizations into success with over 33 years of experience working for IBM, Fujitsu, Siemens, Al Rajhi, Alinma, and Al Bilad Bank, accompanied with track record of formulating and executing digital banking and payments strategy that aligns with the organization vision. For the last 20 years, he keep sharing his knowledge and experience with the community in over one hundred events as a public speaker in Innovation, AI, Islamic finance, Digital Transformation, Digital Payments, BaaS, Open Banking, Open Finance, DesignThinking, Digital Government, Project management, Service management, and Soft Skills.